Consumer Disclosures

The following applies to individuals from states and municipalities identified below.

 

CALIFORNIA RESIDENTS

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest; or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP. Nonprofit credit counseling services may be available in the area.

 

COLORADO RESIDENTS

This is an attempt to collect a debt and any information obtained will be used for that purpose. This is a communication from a debt collector.

FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

Local Office: Colorado Manager, Inc., 8690 Wolff CT, Suite 110, Westminster, CO 80031, 303-920-4763

 

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

 

MAINE RESIDENTS

Our office hours are Mon-Thur 8am-9pm EST, Fri 8am-5pm EST and Sat 8am-12pm. Our company street address is 245 Main Street, Dickson City, PA 18519.

 

MASSACHUSETTS RESIDENTS

Office Address: 245 Main Street, Dickson City, PA 18519. Phone 800-848-2170

Please send payments and correspondence to 245 Main Street, Dickson City, PA 18519.

 

NOTICE OF IMPORTANT RIGHTS:

YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT MAY NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT ANY SUCH ORAL REQUEST WOULD BE VALID FOR TEN (10) DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN (7) DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.

 

MINNESOTA RESIDENTS

This collection agency is licensed by the Minnesota Department of Commerce: 245 Main Street, Dickson City, PA 18519

 

 

NEW YORK CITY RESIDENTS

NYC Department of Consumer Affairs License # 2054037-DCA.

 

Please contact us to confirm your preferred language for future communications. All communications are in English with the following exception: Spanish-speaking agents are available by phone upon request. Written communications may be available in Spanish upon request.  A translation and description of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

 

NORTH CAROLINA RESIDENTS

North Carolina Permit Number 4074: 245 Main Street, Dickson City, PA 18519

 

 

TENNESSEE RESIDENTS

PLEASE SEND CORRESPONDENCE TO: 245 Main Street, Dickson City, PA 18519

This collection agency is licensed by the Collection Service Board of The Department of Commerce and Insurance.

 

 

WASHINGTON STATE RESIDENTS

You have the right to request the following information at any time: (1) The original account number or redacted original account number assigned to the debt; (2) The date of the last payment to the creditor; and (3) An itemized statement that includes (a) The name and address of the medical creditor; (b) The date of service; (c) The health care services provided; (d) The amount of principal; (e) Any adjustment to the bill; (f) Any payments received; (g) Any interest or fees, if applicable; and (h) Whether the patient was found eligible for charity care or other reductions and, if so, the amount due after all reductions have been applied.

Testimonials

Commonwealth Financial Systems, Inc. offers a free online payment service to resolve your debt without speaking to a collector.